Credit headaches are only one financial problem the survey revealed. While about 40 percent of respondents said credit scores are currently a source of marital strife, about a quarter cited budgeting and 20 percent blamed debt repayment. One in three newlyweds said their spouse's spending habits are different than what they expected.
令人头疼的信用评分其实只是该项调查反映的问题之一.40%的受访者表示现在信用评分常常是他们夫妻吵架的导火索,约25%的受访者因家庭预算问题争吵不休,另有20%的受访者因偿还债务而怨念重重.三分之一的新婚夫妇表示,配偶的消费习惯与他们预先的期待完全不一样.
When you are worried about your spouse or fiance's finances, it can be emotionally challenging to broach the topic. But there are ways to get your partner to open up without seeming too critical. Meeting with a financial planner or other professional can help by adding an unbiased third party to the equation, said Carbrey.
当你为配偶或未婚夫（妻）的经济情况感到担忧时,打开天窗说亮话,未免有伤感情.不过总有方法既可以让你的另一半坦然开口,又能局势看起来不至于太僵.卡布雷表示,理财规划师或其他相关方面专家就可以充当中立的第三方,不偏不倚地帮助夫妇解决问题.
"That can be a good moment to find out about assets and liabilities, and whether they have too much debt," she said.
卡布雷说："这是摸清另一半的资产和负债情况,并探明其是否身负巨额债务的最好时机.
Other occasions, such as renting an apartment together, can give you the opportunity to find out your partner's credit score, Carbrey said.
而合租公寓等场合也是你了解另一半信用评分的良机,卡布雷说.
As it turns out, people don't always practice what they preach. When asked what qualities they prioritize in a spouse, 80 percent of newlyweds said they cared about credit scores, while 92 percent of survey respondents said financial responsibility.
事实证明,并非人人都能言行一致.当被问及最看重配偶的哪些品质时,80%的新婚夫妇表示他们最在意信用评分,而92%的受访者则在意对方是否具备承担经济责任的能力.
All the more reason to open up a dialogue with your husband or wife early on, said Carbrey. If it makes sense, one solution can be delegating money-related responsibilities to whichever partner is thriftier.
卡布雷认为,这更说明了,经济问题越早和另一半说清越好.如果双方可以谈拢,那么有一种方案就是把财政大权交给相对节俭的一方.
Just be careful to make sure both you and your partner know where important documents are kept, in case of an emergency.
有一点要注意,为了以防万一,一定要确保夫妻双方都清楚重要证件藏在何处.
英文来源：雅虎新闻
