Another form of compulsory insurance that you might want to be aware of is the insurance for a vehicle, which charges only the vehicle owner, not the passenger. Any life-threatening dangers to the passengers inside the vehicle may, according to the insurance plan, gain the former a substantial amount of insurance indemnities—200,000 yuan ($31,299) for each seat on a town to country passenger trip, 300,000 yuan ($46,949) on an urban passenger trip, and 400,000 to 500,000 ($78,230)on a tour bus and high speed train.
Adding to the concern of public accidents are those involving aging electric elevators and escalators since a malfunction happened two months ago on an escalator made by Otis at a subway station in Beijing, killing one teenager and injuring several people. Most electric elevators among the current 1.63 million units in operation were installed in the country in the 1980s and have reached an advanced age, according to the China Elevators Association. This triggers safety concern in public places.
May it be a relief or not, almost all public places like scenic spots, cybercafés, shopping malls, as well as movie theaters have obtained public liability insurance." Any loss of life and personal injuries would be covered under those insurance packages, be it caused by fires, building collapses, or electric elevator malfunctions.